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cobra

Notice: General Notice

Requirement: A group health plan must notify a covered employee and spouse of their COBRA rights. Mailing the notice by first-class mail to the employees' and spouses' last known address is considered to be good faith compliance. A singe notice addressed to the employee and spouse is sufficient if the spouse's last known address is the same as the employee's. Otherwise, separate notices to each are required.
Deadline: When coverage first begins under the plan.

Notice: Employer Notice of Qualifying Event

Requirement: An employer must notify the plan administrator of the following qualifying events: Covered employee's termination of employment or reduction in hours; Covered employee's death; Covered employee's entitlement to Medicare under Title XVII of the Social Security Act; Employer's commencement of a Title 11 Bankruptcy proceeding that causes a covered retiree or covered spouse or child of a retiree to lose substantial coverage within one year before or after the filing.
Deadline: Within 30 days of the event.

Notice: Qualified beneficiary Notice of Qualifying Event

Requirement:
A covered employee or qualified beneficiary must notify a plan administrator of the following qualifying events: Covered employee's divorce or legal separation from the spouse; Child's loss of dependent status under the plan's provisions.
Deadline: Within 60 days after the date of the qualifying event

Notice: Specific Notice

Requirement: A plan administrator must notify a qualified beneficiary of his or her COBRA rights in connection with a qualifying event. A notice to a spouse is considered sufficient to notify all dependent children residing with the spouse.
Deadline: Within 14 days of receiving a notice of a qualifying event.

Notice: Notice of Disability

Requirement: To obtain the disability extension in the maximum coverage period from 18 to 29 months, a qualified beneficiary must notify the plan administrator of Social Security's disability determination.
Deadline: Within 60 days of Social Security determination

Notice: Notice Qualified Beneficiary No Longer Disabled

Requirement: A qualified beneficiary must notify a plan administrator of Social Security's final determination that a beneficiary is no longer disabled.
Deadline: Within 30 days of Social Security Determination


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