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Ongoing CommitmentDeveloping Benefit Strategies



business men In the complex and competitive world of benefits planning, Preferred Benefits Group, Inc. is a leader in designing, developing and implementing employee benefit packages for businesses. We are an independent consulting and full service insurance brokerage firm with more than 30 years experience in the employee benefits business. We service approximately 1200 corporate employee benefits accounts nationwide and are proud of the long-term relationships we have developed with our clients. As an independent agency we hold no "captive agreements" with insurance companies and thus can remain totally objective. And we represent a very varied and extensive list of companies that specialize in employee benefits so that we may design the program that's best for your specific needs.

Our goal is to provide a level of service that will exceed your expectations and become the cornerstone of a long-term relationship. When you come to us with your employee benefits or insurance needs, we'll prepare a detailed market analysis that accurately and concisely compares competitive options from a variety of quality insurance companies. We use an easy-to-follow spreadsheet to compare the features, benefits and costs of several plans including your current plan - allowing you to make confident, informed decisions.

Please visit our Employee Benefits Packages and Insurance and Executive Planning pages for more information about our many programs. Or go directly to our Online Quotes page and click on the program you'd like us to customize for you.


Ongoing Commitment


Once you've reached your decision about an employee benefits program that's best for you and your company, our commitment to providing you with quality service and attention does not end.

meeting After you've chosen the customized employee benefits program for your company, we'll take the time to walk you and your employees through the underwriting process. This process includes meetings during which we discuss the employee benefit changes with your administrative staff, as well as with your employees. On an ongoing basis, our fully-trained staff is available to answer questions and to help solve problems, should they arise. Also, we continually monitor the existing programs to make sure they remain competitive. We recognize that, for most businesses, employee benefits represent a significant expense that must be properly managed. We also recognize that, to a large extent, the success of the employee benefit plan is directly linked to the employees' perception of the plan.

That's why at Preferred Benefits Group, Inc., everything we do is geared to achieve the highest level of satisfaction for both you and your employees.





Developing Benefits Strategies


Because we are dedicated to your complete satisfaction, at Preferred Benefits Group we take special care in putting together the employee benefits or insurance package that's right for you, your employees and your business.

man reading That's why the starting point in our process involves in-depth fact finding. By gathering information about your existing employee benefits or insurance plan and asking pertinent questions, we help you develop an "employee benefit strategy" that reflects your outlook and options. At the same time you will establish parameters that will help us stay within your budget.

Once we gather the information, we'll target from five to fifteen insurance companies and obtain proposals that are consistent with your employee benefit strategy. This informed approach enables us to present meaningful options rather than simply ordering quotes. So when we make recommendations, you can feel confident that they are the result of an objective analysis of the proposals.

We can start working on an employee benefit strategy for you today. Please go to our Insurance & Executive Planning and Employee Benefits pages and fill out the online form for the service or services that you'd like us to start researching options for and we'll get started right away. It's that simple!





Department Heads


Jeffrey D. Benedict, Ext.122
Partner
e-mail: jbenedict@pbgroup
Francine DeCeglie, Ext. 137
Office Assistant
e-mail: fdeceglie@pbgroup.com
Megan Luciano, Ext. 134
Commission Department
e-mail: mluciano@pbgroup.com
Gary J. McLaughlin, Ext. 123
Partner
e-mail: gmclaughlin@pbgroup.com
Suzanne Hughes, Ext. 127
Benefits Consultant
e-mail: shughes@pbgroup.com
Diana Pollitt, Ext. 126
Manager Administration
e-mail: dpollitt@pbgroup.com
Gada Nesheiwat, Ext. 128
Underwriter
e-mail: gnesheiwat@pbgroup.com
John D. Ramazzotto, Ext. 125
Senior Benefits Consultant
e-mail: jramazzotto@pbgroup.com
Diane Raffoni, Ext. 130
Customer Service Representative
e-mail: draffoni@pbgroup.com
Annalisa Natilla, Ext. 132
Benefits Analyst
e-mail: anatilla@pbgroup.com
Caroline Keller, Ext. 129
Customer Service Representative
e-mail: ckeller@pbgroup.com






Choosing Quality Comfort


It is said that you are judged by the company you keep. At Preferred Benefits Group, we take this philosophy to heart.

Part of what makes us so unique is that we represent a wide variety of excellent companies to meet your benefits and insurance requirements. By establishing relationships with these reputable companies, we are able to design and fine-tune the employee benefits package or insurance coverage that is best-suited to the specific needs of your employees and your business.

Here's just a brief list of the many outstanding companies we represent:

aetna Aetna
www.aetna.com
amerihealth AmeriHealth
www.amerihealth.com
deltadental Delta Dental Plan of NJ (Dental)
www.deltadentalnj.com
horizonbluecross Horizon Blue Cross and Blue Shield of New Jersey
www.bcbsnj.com
bluecross Blue Cross and Blue Shield National Directory for PPO
www.horizon-bcbsnj.com
cigna Cigna Healthcare
www.cigna.com
assurant Assurant Employee Benefits
www.assurant.com
guardianlife Guardian Life Insurance (PHCS Network)
www.phcs.com
oxford Oxford Health Plans
www.oxfordhealth.com
HealthNet Health Net
www.health.net
aetna United Healthcare
www.unitedhealthcare.com
GREAT WEST LIFE ASSURANCE Great West Life Assurance
www.gwla.com
Empire BlueCross BlueShield Empire BlueCross BlueShield
www.empireblue.com
Well Choice Well Choice
www.wellchoicenj.com
American General Assurance Company American General Assurance Company
www.agac.com
Beech Street Corporation Beech Street Corporation
www.beechstreet.com
Sun Life Financial Sun Life Financial
www.sunlife.com
HealthPass HealthPass
www.healthpass.com
Multiplan Network Multiplan Network
www.gmultiplan.com
MetLife Insurance Company MetLife Insurance Company
www.metlife.com
UNUM Provident UNUM
www.unum.com
John Hancock Insurance John Hancock Insurance
www.johnhancock.com
Principal Financial Group Principal Financial Group
www.principal.com
Wellpoint Wellpoint
www.wellpoint.com
Ameritas Group Dental Ameritas Group Dental
www.yourdentalsolutions.com
guardian dental Guardian Life Insurance (Dental)
www.glic.com
Ameritas Group Dental Unicare
www.unicare.com




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